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Register today and send your Proxy Dear BACCF Members: We are delighted to invite you to attend the BACCF 2019 Annual Membership Meeting to be held on November 21st, 6:00 p.m. - 8:00 p.m., at the offices of Shutts & Bowen LLPlocated at 200 S Biscayne Blvd., Suite 4100, Miami, FL 33131. Please send your Proxy 2020 by email to the Chamber at info@brazilchamber.org  The purpose of the meeting is to elect the Board of Directors 2020. Plans for the upcoming year will be outlined and we welcome your suggestions to continue building our Chamber. We are pleased to enclose the BACCF 2020 Proposed Slate for Board of Directors. We would also like to encourage you to join one of the BACCF committees during 2020. Committee work is one of the most important Chamber activities and a great opportunity to meet your fellow Members. Please send your Proxy 2020 by email to the Chamber at info@brazilchamber.org We look forward to greeting you. Refreshments will be served.  REGISTER HERE ANNUAL MEETING - ELECTIONS Thursday, November 21st, 2019 at 6:00pm Shutts & Bowen - 200 South Biscayne Blvd., Suite 4100, Miami, FL 33131 PROXY CLICK HERE Upcoming Events Visit our website Connect with us  ‌  ‌  ‌

Brazilian-American Chamber of Commerce of Florida | P.O. Box 310038, Miami, FL 33231 Unsubscribe info@sulacosta.com Update Profile | About Constant Contact Sent by events@brazilchamber.org in collaboration with V Annual BACCF Membership Drive As the largest and most active bi-national chamber of the Americas in South Florida, we leverage the importance of Brazil to Florida. Total trade between Brazil and Florida in 2018 reached US$20.41 billion, nearly double the trade between Florida and China (#2) which was US$10.76 billion. Trade between Florida and Brazil represents approximately 29% of all trade between the US and Brazil (US$70.66 billion in 2018). Thousands of companies have their Latin America and Caribbean HQs in Florida. Cruise lines in the ports of Miami and Fort Lauderdale greeted more than 1 million Brazilians between 2016-2018. Since our founding in 1981, the BACCF has grown from a few companies to over 300 members, ranging from multinationals to individuals involved in Brazil-US relations. Join us today! Visit our Membership Directory Meet our Trustee Members Meet our Patron Members Refer a New Member Today 93% currently employed 79% C-level, VP, Partner, Director or Owner 98% higher education 78% 36-65 years old 45% 100k-499k income 25% 500k+ income Review Membership Benefits Here Refer a new member and receive Chamber Bucks! Details Here About the BACCF The Brazilian-American Chamber of Commerce of Florida (BACCF) is an independent, non-profit business organization founded in 1981. Our mission is to foster business relations and partnerships in order to increase trade and investments between Brazil and South Florida. Upcoming Events  ‌  ‌  ‌ Brazilian-American Chamber of Commerce of Florida | P.O. Box 310038, Miami, FL 33231 Unsubscribe info@sulacosta.com Update Profile | About Constant Contact Sent by events@brazilchamber.org in collaboration with Try email marketing for free today! Annual BACCF Membership Drive As the largest and most active bi-national chamber of the Americas in South Florida, we leverage the importance of Brazil to Florida. Total trade between Brazil and Florida in 2018 reached US$20.41 billion, nearly double the trade between Florida and China (#2) which was US$10.76 billion. Trade between Florida and Brazil represents approximately 29% of all trade between the US and Brazil (US$70.66 billion in 2018). Thousands of companies have their Latin America and Caribbean HQs in Florida. Cruise lines in the ports of Miami and Fort Lauderdale greeted more than 1 million Brazilians between 2016-2018. Since our founding in 1981, the BACCF has grown from a few companies to over 300 members, ranging from multinationals to individuals involved in Brazil-US relations. Join us today! Visit our Membership Directory Meet our Trustee Members Meet our Patron Members Refer a New Member Today 93% currently employed 79% C-level, VP, Partner, Director or Owner 98% higher education 78% 36-65 years old 45% 100k-499k income 25% 500k+ income Review Membership Benefits Here Refer a new member and receive Chamber Bucks! Details Here About the BACCF The Brazilian-American Chamber of Commerce of Florida (BACCF) is an independent, non-profit business organization founded in 1981. Our mission is to foster business relations and partnerships in order to increase trade and investments between Brazil and South Florida. Upcoming Events  ‌  ‌  ‌ Brazilian-American Chamber of Commerce of Florida | P.O. Box 310038, Miami, FL 33231 V  On Election Day, Virginia showed the entire country what our future will look like if we win the fight for fair maps. Take a look: "New maps were supposed to give Virginia's black voters more power.Tuesday's elections suggest it worked." -- The Virginia Pilot "Virginia Democrats' Victory Proves That Gerrymandering Matters" -- Slate "The Democratic Wins in Virginia Are What Happens When You Have... Fair Elections" -- The Nation President Obama is supporting All On The Line because it is the only organization with the training, organizing, and advocacy strategy to continue the battle for fair maps. Will chip in to help fund our efforts?  For years, control of the Virginia legislature was locked up by conservative map manipulators who drew racial gerrymanders to lock in their power. But a court implemented new, fair maps earlier this year and the result was a fair election for the House of Delegates for the first time in a decade. As excited as I am about the outcome in Virginia, our path to fair elections will be tougher in our 2020 target states. We know that politicians don't always do the right thing on their own. It's why we need to invest in building a grassroots organizing team across our target states. Right now, state legislators in North Carolina are doing everything in their power to sidestep a state court decision striking the prior gerrymandered maps and urging the General Assembly to draw new, fair maps. Grassroots advocates and All On The Line volunteers are working overtime to keep these legislators honest, through old-fashioned organizing and advocacy tactics. As AG Holder said, "The needs are great, the time is now... It's going to take citizen involvement. It's going to take you." Are you able to meet the needs of the moment and pitch in a few dollars to support our movement? If you've saved your payment information with ActBlue Express, your donation will go through immediately. Express Donate: $5 Express Donate: $15 Express Donate: $35 Express Donate: $50 Express Donate: $100 Or donate another amount Thanks for reading and leading this fight, Patrick All On The Line is the grassroots advocacy campaign supported by the National Redistricting Action Fund.  PAID FOR BY THE NATIONAL REDISTRICTING ACTION FUND. ] SHOPTALK.COM   |   INFO@SHOPTALK.COM   |   PRIVACY POLICY  © 2019 Shoptalk Commerce LLC. 605 3rd Ave, 26th Floor, New York, NY 10158 V

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If you have problems viewing this email, click here to view it online. Click here to forward this email.   YOU'RE INVITED Please join Hunton Andrews Kurth LLP for a seminar and networking reception in partnership with Chambers and Partners. Focus on Latin America: Opportunities, Challenges and Cross-Border Developments Thursday, November 21, 20194:30–5:00 pm: Registration 5:00–6:30 pm: Panel Discussion 6:30–7:30 pm: Networking Reception Loews Miami Beach Hotel 1601 Collins Avenue Miami Beach, FL 33139 RSVP   Moderator:  Fernando C. Alonso, Partner, Hunton Andrews Kurth LLP Panelists: Begoña Guzman Garate, Chief Legal Counsel, Banco Santander International Claudia Brea-Stevens, Associate General Counsel, IBT Group, LLC Stefano Z. D’Aniello, Vice President, Sucro Can Sourcing LLC Juan Pablo Peralta, Legal Counsel, Swiss Reinsurance Inés Bahachille, Chief Counsel, Mondelēz International This program is approved for one CLE credit in FL and NY. Questions? Please contact Carolina Guerra Perez at cguerraperez@HuntonAK.com. © 2019 Hunton Andrews Kurth LLP. If you have received this email in error, or if you would no longer like to receive electronic advisories from the sender, please reply using the "opt out" link below. ATTORNEY ADVERTISING MATERIALS. These materials have been prepared for informational purposes only and are not legal advice. This information is not intended to create an attorney-client or similar relationship. Please do not send us confidential information. Past successes cannot be an assurance of future success. Whether you need legal services and which lawyer you select are important decisions that should not be based solely upon these materials. COOKIES. We use GIFs and Google Analytics performance cookies in our marketing emails to collate statistical data to measure email opening rates, webpage hyperlink click-through rates and other statistics measuring marketing campaign effectiveness. If you object to the use of such analytic cookies, please reply using the "opt out" link below. Hunton Andrews Kurth LLP, 200 Park Avenue, New York, NY 10166 Update your preferences | Subscribe to our mailing lists | Opt out of our mailing listV

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Brazilian-American Chamber of Commerce • 485 Madison Avenue, Suite 401, New York, New York 10022, United States • 2127514691V

Up-to-date information on the latest financial news. View online.   Trade, Inflation, and the Fed Overview: Much like last week, daily volatility remained relatively high, but mortgage rates ended with little change. Headlines about the trade negotiations with China had more influence than the economic data, but neither significantly altered the long-term outlook for the economy. On Thursday, a Chinese trade official said that both sides have agreed to simultaneously remove some existing tariffs. This caused investors to grow more optimistic that a limited trade agreement covering some basic items will be signed. More difficult issues, such as the protection of intellectual property, will be addressed in future discussions. However, later reports indicated that some U.S. officials are opposed to any tariff reductions until an agreement has been reached in a wider range of areas. The result is that investors remain just as uncertain about the current level of progress in the trade talks, and the net effect on mortgage rates was small. In October, the core Consumer Price Index (CPI) increased at a 2.3% annual rate, which matched expectations and had little impact on mortgage rates. CPI is a widely followed monthly inflation report that looks at the price change for goods and services. Investors generally prefer the core reading, which excludes the volatile food and energy components, to determine the underlying trend. In testimony to Congress on Wednesday, Federal Reserve Chair Jerome Powell said that Fed officials expect moderate economic growth and inflation near their target levels. He went on to say that if this is the case, the Fed is unlikely to adjust the federal funds rate for a while. These comments were in line with other recent statements from Fed officials. November 15 — Retail Sales report November 19 — New Residential Construction report (Housing Starts) November 20 — Minutes from the October 30 Fed meeting November 21 — Existing Home Sales report     Contact me to discuss how I can help your clients with their mortgage needs.     Share this article:

James P. Anzano NMLS #209792 Glendenning Mortgage Corporation 81 E. Water Street Toms River, NJ 08753 732-240-7227 EMAIL ME Visit my website

Commentary provided by MBSQuoteline. For live MBS pricing visit www.mbsquoteline.com. This letter is for information purposes only and is not an advertisement to extend customer credit as defined by Section 12 CFR 1026.2 Regulation Z. Program rates, terms and conditions are subject to change at any time. State License Disclosures for Glendenning Mortgage Corporation (NMLS 209086): • Licensed Lender, Delaware Office of the State Bank Commissioner (Lic.# 019170) • Licensed Florida Lender Servicer, Florida Office of Financial Regulation • Licensed Residential Mortgage Lender – Licensed by the New Jersey Department of Banking and Insurance • Licensed Pennsylvania Mortgage Lender, Pennsylvania Department of Banking & Securities This email was sent by: James P. Anzano, NMLS #209792 Glendenning Mortgage Corporation NMLS #209086 81 E. Water Street Toms River, NJ 08753

BROOKLYN'S SMALL BUSINESS EXPO Wednesday November 20th 10AM-5:30PM Brooklyn Expo Center (72 Noble Street) Network with Brooklyn's Small Business Community and those who support Small Business. REGISTER TO ATTEND (It's Free!) 25 Free Business Workshops Exhibitors Keynotes Speed Networking Happy Hour Mixer Workshop Schedule Announced! Learn from Top Business Industry Experts on popular business-building topics: Social Media Marketing Search Engine Optimization Email Marketing Success Strategies Securing Business Funding Sales & Revenue Growth Legal Tips & Best Practices and so much more! Workshops are Free to Attend. View the Full Agenda Exhibitors & Sponsors Browse our Exhibitor Hall filled with companies that have products & services to help take your small business to the next level. Our Exhibitor Hall is also a great place to meet with like-minded and passionate entrepreneurs & small business owners. Get inspired and ignite that Entrepreneurial Spirit! We encourage you to shop from our incredible Exhibitors & Sponsors who support Small Business. The Official ShowGuide is Now Available! View the Floor Plan, Special Deals from our Exhibitors & Sponsors, Complete Workshop & Main Stage Descriptions and more! Remember to GET DOTTED when you arrive at the Expo with the color that best represents your Industry to make networking at Small Business Expo easy & fun. View the Official ShowGuide Register to Attend for FREE or, Register for one of our Premium Badges. Register FREE SILVER BADGE Express Check-In (Skip the Line) Lead Scanner App (Scan Badges for Contact Info & Keep Track of your Leads) VIP "Skip the Line" at Beer & Biz Happy Hour (Free Beer) $50 Register for Silver GOLD BADGE Everything with Silver, Plus: Reserved Prime Seating in Workshops & Main Stage Priority Seating in Speed Networking (Skip the Long Lines) $100 Register for Gold Exhibitor Space & Sponsorship Exhibitor space is nearly sold out. Click Here for Exhibitor & Sponsor Rates or call us at (212)404-2345 THANK YOU TO OUR SPONSORS FOR SUPPORTING SMALL BUSINESS! CONNECT WITH US!  ‌  ‌  ‌

Small Business Expo | 555 8th Avenue , Suite 1603, New York, NY 10018